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The Apple card is now available, but the global rollout is still unclear

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The Apple Card, Apple's credit card which was announced during the event of their services to be available this month of August is finally a dream come true! Before this official rollout, thousands of Apple employees have been using the Apple Card every day in a beta test.

The Apple card is now available, but the global rollout is still unclear

The Apple Card, Apple's credit card which was announced during the event of their services to be available this month of August is finally a dream come true!

Before this official rollout, thousands of Apple employees have been using the Apple Card every day in a beta test.

The card was said to arrive this August on the company’s last earnings call by Apple CEO Tim Cook, and here it is. The new credit card, issued in partnership with Goldman Sachs — an American multinational investment bank and financial services company which offers services in investment management, securities, asset management, prime brokerage, and securities underwriting, is finally on a “preview rollout”.  A broad rollout will follow for all iPhone users in the US later.

The previous crew is comprised of those who signed up to be notified about the availability of the card.

According to information from The Verge, the signup process is smooth and iPhone owners running the latest iOS 12.4 enter some personal information for confirmation, which can either be accepted immediately or declined. Once approved, the card will appear in your Apple Wallet, and you can also request for a vaunted card to be mailed to you.

According to Apple, the Card is not meant to directly compete with premium cards like the American Express Platinum cards, but rather to make a card which is broadly accessible to every iPhone owner.

About the Apple card

Apple Card

The Apple Card comes in a digital and a physical, titanium card form. Nonetheless, it doesn't use the traditional 16-digit card number, CVV code, or expiration date as a personal identifier. Instead, it functions by generating the numbers randomly during each transaction to keep purchases secure. The numbers are also generated on-device, with the company promising that Goldman Sachs, the creditor, won’t be able to track and see where you’ve shopped, what you bought, or how much money you spent.

Apple Card makes it easy to spot trends in your spending, so you can decide if you want to change them.

The best way to save on interest is to pay your balance in full every month. When you can’t do that, Apple Card does the math for you. Choose any amount you wish to pay — $530, $780, $1025 — and watch Apple Card estimate the interest cost for you. In real-time. So you can make an informed decision.

The Apple Card has a nice user interface on the Wallet and it provides detailed information about all your purchases, using machine learning to clean up merchant names and categorize your spending over time. You can set payment schedules in a variety of ways, play with a circular slider to see exactly how much interest you’ll be charged, and see how much you’re spending weekly and monthly.

Where to use the Apple card


You'll be able to use the Apple Card worldwide, anywhere that Apple Pay is accepted, thanks to the MasterCard backing. Also, Apple Pay is currently available in over 40 countries, with the US, UK and Australia included.

To use the card in places contactless payments aren't allowed, you will be able to access a virtual number on the Apple Wallet.

What will it cost using the Apple card for transactions?


According to Apple, there are no fees for the Apple Card. No late payment fees, no annual fees, no international fees and no over the limit fees.
Late or missed payments will result in additional interest accumulating towards your balance.


Conclusion


Although the essence of this article was to inform you about the availability of the Apple Card, we have taken some time to give you some detailed information on some of its features and how it works.

The card is currently not rolled out globally and is expected to sometime in this month of August.

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237 Solution: The Apple card is now available, but the global rollout is still unclear
The Apple card is now available, but the global rollout is still unclear
The Apple Card, Apple's credit card which was announced during the event of their services to be available this month of August is finally a dream come true! Before this official rollout, thousands of Apple employees have been using the Apple Card every day in a beta test.
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